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Loan Moratorium Extension + Bank Assistance Summarised!

Posted by Dr. Adrian Wong

Loan Moratorium Extension + Bank Assistance Summarised!

Malaysia just announced a targeted extension of the loan moratorium, as well as additional bank assistanc ...

Malaysia just announced a targeted extension of the loan moratorium, as well as additional bank assistance, to help address the economic effects of the COVID-19 pandemic. Here is a summary of what was ...

| by Dr. Adrian Wong

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Latest Malaysian Bank BR + BLR Rates @ May 2020

Posted by Dr. Adrian Wong

Latest Malaysian Bank BR + BLR Rates @ May 2020

Here are the latest Malaysian bank BR and BLR rates, as of May 2020, and estimates of how much you will s ...

Here are the latest Malaysian bank BR and BLR rates, as of May 2020, and estimates of how much you will save after the recent Bank Negara reduction in OPR! Third OPR Reduction In 2020 : -0.5% O ...

| by Dr. Adrian Wong

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Hire Purchase Loan Moratorium : Two U-Turns = No Charges!

Posted by Dr. Adrian Wong

Hire Purchase Loan Moratorium : Two U-Turns = No Charges!

The Finance Minister of Malaysia just announced another U-turn (sorry, clarification) of the hire-purchas ...

The Finance Minister of Malaysia just announced another U-turn (sorry, clarification) of the hire-purchase loan moratorium - no additional charges will be levied! Here are the details of what we hope ...

| by Dr. Adrian Wong

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Why Such Long Queues At Pawn Shops On CMCO Day 1?

Posted by Dr. Adrian Wong

Why Such Long Queues At Pawn Shops On CMCO Day 1?

Why are there such long queues at pawn shops on the first day of economic reopening (CMCO) here in Malays ...

Why are there such long queues at pawn shops on the first day of economic reopening (CMCO) here in Malaysia? Find out what happened, and what the facts really are! Long Queues At Pawn Shops On ...

| by Dr. Adrian Wong

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Bank Negara Hire Purchase Loan Deferment : What Changed?

Posted by Dr. Adrian Wong

Bank Negara Hire Purchase Loan Deferment : What Changed?

Bank Negara "clarified" that they have always said that consumers would be charged interest during the hi ...

Bank Negara "clarified" that they have always said that consumers would be charged interest during the hire purchase loan deferment. Let's find out if that is true, and if not, what's changed... ...

| by Dr. Adrian Wong

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6-Month Loan Moratorium : Why You Should TAKE It!

Posted by Dr. Adrian Wong

6-Month Loan Moratorium : Why You Should TAKE It!

Ever since BNM announced a 6-month loan moratorium, people are wondering about the financial impact. Is i ...

Ever since BNM announced a 6-month loan moratorium, people are wondering about the financial impact. Is it really good for them? Should they take it, or opt-out? We had earlier shared our views, but t ...

| by Dr. Adrian Wong

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BNM Credit Card Term Loan Conversion : Worth It?

Posted by Dr. Adrian Wong

BNM Credit Card Term Loan Conversion : Worth It?

To combat the economic effects of the COVID-19 pandemic, Bank Negera Malaysia just instructed banks to of ...

To combat the economic effects of the COVID-19 pandemic, Bank Negera Malaysia just instructed banks to offer the option to convert credit card balances into a term loan. Find out what are the terms of ...

| by Dr. Adrian Wong

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BNM Hire Purchase Loan Deferment : Nothing To Lose!

Posted by Dr. Adrian Wong

BNM Hire Purchase Loan Deferment : Nothing To Lose!

While Bank Negara Malaysia's property loan deferment is no free lunch, it's quite different for hire purc ...

While Bank Negara Malaysia's property loan deferment is no free lunch, it's quite different for hire purchase loans. You have absolutely NOTHING TO LOSE and EVERYTHING TO GAIN! BNM Loan Morator ...

| by Dr. Adrian Wong

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BNM Loan Moratorium / Deferment : Should You Accept It?

Posted by Dr. Adrian Wong

BNM Loan Moratorium / Deferment : Should You Accept It?

To combat the economic effects of the COVID-19 pandemic, Bank Negera Malaysia just announced a six-month ...

To combat the economic effects of the COVID-19 pandemic, Bank Negera Malaysia just announced a six-month loan moratorium or deferment that will kick off in April 2020. Should you accept the BNM loan m ...

| by Dr. Adrian Wong

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Watch Out For This Maybank Personal Loan Scam!

Posted by Dr. Adrian Wong

Watch Out For This Maybank Personal Loan Scam!

Malaysians should be aware about the Maybank personal loan scam. Our friend, Sabrina Tan, personally expe ...

Malaysians should be aware about the Maybank personal loan scam. Our friend, Sabrina Tan, personally experienced it back in 2017, and it's still going on! She shared the experience with us to help war ...

| by Dr. Adrian Wong

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Watch Out For The Alliance Bank & CIMB Phone Scam!

Posted by Dr. Adrian Wong

Watch Out For The Alliance Bank & CIMB Phone Scam!

Scammers are now trying to cheat people with the Alliance Bank and CIMB phone scam, so please alert your ...

Scammers are now trying to cheat people with the Alliance Bank and CIMB phone scam, so please alert your family and friends! Our friend, Dashken Chan, personally experienced it. He shared his experien ...

| by Dr. Adrian Wong

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